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Retirement in the modern age: 'Why am I still working at 70?'

Top Stories - Mon, 12/04/2017 - 05:07

"Social media manager” is a job title that didn’t exist until a few years ago and you would probably expect anyone in the role, which typically involves promoting a company and its products on Facebook, Twitter and similar services, to be in their 20s or 30s. Angela Laws is the social media manager at a company that puts homeowners in touch with house sitters. She is 70 years old. Mrs Laws wasn’t forced to carry on working to make ends meet, although she said she was glad of the extra income. But given the decline of generous company pensions and the rise in the state pension age as longevity improves, many other seventysomethings will find themselves still in the workplace. ‘It’s a challenge: I grew up with a pen and a telephone’ Mrs Laws, who lives in Brighton, originally retired when she moved abroad 25 years ago, but when she and her husband moved back to Britain seven years ago she decided to re-enter the world of work. She said that while her current job at trustedhousesitters.com had some similarities with her previous career in PR and marketing, she had faced a learning curve. “In some ways I am doing similar things to what I did before, but we are living in a digital age now,” she said. “That’s meant I’ve managed to learn new skills that I definitely wouldn’t have learned if I hadn’t come back to work. “It was a challenge because I’ve grown up with a pen and a telephone. I could use email and was aware of social media on a personal level, but there were definitely things I needed to learn. But I don’t think it matters what age you are – if you apply yourself you can learn new skills.” Social Media Manager Angela Laws in Brighton, Sussex Credit: Christopher Pledger for the Telegraph She added: “For me it was a lifestyle choice. It wasn’t a financial necessity, but of course the financial aspect is advantageous.” Her husband, John, 73, a former petroleum engineer, is fully retired. “The thing about retirement is you don’t know how long it will go on for and you don’t know how long you will be healthy for,” Mrs Laws said. “My working is allowing us to be even more flexible with our planning.” Why more of us will have to work into our 70s Soaring life expectancy is forcing all of us to view retirement differently. Squeezed savings rates have diminished pension returns, putting additional pressures on our years in work, and highlighting the importance of changing careers and retraining. If it continues to rise at the current rate, babies born this century will have a greater than 50pc chance of living to 105. This means someone wanting to retire in their mid-60s would have to fund a 40-year retirement. However this is done – via an annuity, living off investment income or gradually running down a savings pot – a very large sum of money would be required. Economists have started to argue that the traditional idea of a “three-phase life” – education, work, retirement – will need to change, with retraining and changes of career coming to the fore. Many people already work well beyond the traditional retirement age. Almost 15pc of men and 8pc of women over 65, a record number, are currently in employment. Are older workers discriminated against? Despite the growing popularity of working beyond the state pension age, discrimination based on age in the workplace appears to be rife. According to the charity Age UK, 65pc of older people believe that it is still common at work. Employers also seem to favour their younger workers when it comes to training. Almost 40pc of workers in their late 30s and 40s receive regular job-related training, compared with just 18pc of those aged between 50 and retirement age. But Mrs Laws said older workers should be coveted. “I’m the oldest at my company probably by about 25 years and I have a good relationship with my co-workers,” she said. “There are things an older worker can offer, in terms of life experience, that a younger worker can’t.” She said that when her employer switched to Apple computers recently she was reluctant, having become used to a PC. Then, while in California, she visited an Apple store for a tutorial. “The tutor was a grey-haired gentleman who was older than me,” she said. “He was a retired high school head teacher and he was their most popular tutor, because he had that extra experience and could explain things in such an easy way. “I can do something similar for my company. We are a tech firm, but I tell everyone in the office to do the ‘granny test’: if I don’t understand our messaging then I’m going to tell you our members won’t either.”


The 2017 Supermoon Seen From Around The World

Top Stories - Mon, 12/04/2017 - 04:30

The first in a series of three supermoons lit up the sky overnight Sunday, appearing so big in some places that it looked close enough to touch.


MSNBC Host Joy Reid Sorry For 'Tone Deaf' LGBTQ Posts

Top Stories - Mon, 12/04/2017 - 03:41

MSNBC host Joy Reid apologized over the weekend for writing blog posts that were slammed as anti-gay.


Obama: Elect More Women 'Because Men Seem To Be Having Some Problems These Days'

Top Stories - Mon, 12/04/2017 - 02:30

Barack Obama said he believes more future leaders should be women.


Lin-Manuel Miranda And Vanessa Nadal Expecting Their Second Child

Top Stories - Mon, 12/04/2017 - 01:59

Lin-Manuel Miranda confirmed on Sunday that he and his wife Vanessa Nadal were expecting their second child together.


Yemen rebel alliance crumbles as 'street war' rocks capital

Top Stories - Sun, 12/03/2017 - 23:33

Gun battles forced shops and schools to close in Yemen's capital on Sunday as residents warned a three-year rebel alliance was collapsing into a "street war" which has left dozens dead in the city. The Iran-backed Huthi rebels' partnership with powerful ex-president Ali Abdullah Saleh fell apart after he reached out to a Saudi-led coalition fighting the insurgents. Referring to the ongoing humanitarian crisis in the war-ravaged country, UN Secretary-General Antonio Guterres on Sunday reiterated calls for a ceasefire in Yemen, where he is "deeply concerned about the sharp escalation of armed clashes" over the past several days, his spokesman said.


GOP Senator Implies Those Who Aren't Millionaires Waste Money On 'Booze, Women'

Top Stories - Sun, 12/03/2017 - 21:28

In an astonishing defense of dropping “death taxes” for individual estates worth more than $5.5 million, GOP Iowa Sen. Chuck Grassley implied that people not currently affected by that tax are “spending every darn penny ... on booze or women.”


Big changes for Florida with mass Puerto Rican immigration

Top Stories - Sun, 12/03/2017 - 21:21

Cristina Sanchez is one of thousands of Puerto Ricans fleeing their hurricane-ravaged island for Florida, a mass migration set to shape the southern US state as much as migrants from communist Cuba in the late 20th century. As her flight departed the capital San Juan, she glanced out the window at what she was leaving behind: a sun-drenched Caribbean island turned into a hellhole by Hurricane Maria. On September 20, powerful Maria tore across Puerto Rico, destroying homes, shattering the island's rickety power grid and phone network, and leaving its 3.4 million residents in the dark and incommunicado.


Brock Turner: Former Stanford swimmer appeals sexual assault conviction

Top Stories - Sun, 12/03/2017 - 20:19

A former Stanford University swimmer who was found guilty of sexually assaulting an unconscious woman outside a campus fraternity party, is to appeal his conviction. Brock Turner's case made headlines around the world, when the former Olympic hopeful was sentenced to just six months in prison despite a powerful written statement delivered by his victim in which which she outlined the impact the attack had on her. Judge Aaron Persky said a longer sentence would have a “damaging” effect on his life, even though he was found guilty of three separate counts of sexual assault for the 2015 attack.


Brazilian Mayor who ran town by WhatsApp is jailed for stealing millions from poorest citizens

Top Stories - Sun, 12/03/2017 - 19:49

A Brazilian mayor who governed her town via WhatsApp has been jailed for at least 14 years for embezzling millions from its education budget. The 27-year-old directed local officials using WhatsApp while she lived a life of luxury in Sao Luiz, the state capital of Maranhão, around 180 miles away. Following a two-and-a-half year legal battle, Leite was sentenced to 14 years and one month in prison followed by six years of house arrest after she was found guilty of taking R$20m (£4.5m) from an education fund.


Garrison Keillor's Successor Addresses 'Heartbreaking' Allegations in First Broadcast Since Firing

Top Stories - Sun, 12/03/2017 - 18:14

"We are in the middle of a national movement, which I believe represents progress"


New York financier killed in Costa Rica shark attack

Top Stories - Sun, 12/03/2017 - 17:35

A New York financier has been killed in a shark attack while scuba diving off the coast of Costa Rica, the country's Environment Ministry announced. Rohina Bhandari, 49, a senior director at WL Ross & Co. LL, was identified by friends as the American tourist who was fatally attacked last Thursday. She was dragged from the Pacific Ocean after sustaining severe bites to her legs but could not be saved. Her 26-year-old diving instructor was also badly injured. The male instructor, who was conscious and in relatively stable condition, told officials that the shark attacked when his group was surfacing at the tail end of the dive in pristine waters close to Cocos Island, about 300 miles from the country's mainland. According to the Costa Rican newspaper La Nacion, the guide noticed the shark approaching his group underwater and tried to scare it away. Rohina Bhandari was pulled from the water but could not be saved Credit: Getty But as they surfaced, the shark went for Ms Bhandari, tearing at her legs. Tiger sharks, which have dark stripes on their body when young, are predators often found around Pacific islands. Unlike many other species of shark, they can be aggressive and account for a large proportion of attacks on humans. Authorities said two park rangers and several doctors who were part of the diving tourism group of 18 people on the island trip organised  by Undersea Hunter Group, offered first aid in a desperate bid to save her. The group regularly organises tours to the national park reportedly known for its abundance of sharks. Alan Steenstrup, the tour company’s sales manager, said they were "in shock" because of the incident and added they were now focusing on working with the victim’s family and the authorities. Friends paid tribute to the Manhattan resident on Facebook. "Unbelievably sad and heartbreaking news that Rohina has died," wrote Julie Walker. "She was such a wonderful person who loved life. I will always remember her kindness, friendship and our adventures together." Another unnamed friend wrote: "Your kindness and genuine warmth to those of us lucky enough to call you 'friend' was a blessing to behold." About | Shark attacks The environment ministry stressed the attack was "an isolated incident" and was the most serious one it had seen. The Central American country's economy relies heavily on the tourism industry.


Orrin Hatch comments on Chip health program at heart of social media storm

Top Stories - Sun, 12/03/2017 - 17:21

Orrin Hatch speaks about Chip. A social media storm blew up on Sunday after a TV host suggested the Utah Republican Orrin Hatch thought children and pregnant women who receive federal healthcare assistance did not deserve such help because they “won’t lift a finger” to help themselves. Joe Scarborough, the former Republican congressman and TV host who shared Hatch’s remarks on Twitter, was accused of taking them out of context.


Man detained by ICE after speaking with news reporters

Top Stories - Sun, 12/03/2017 - 16:37

SEATTLE (AP) — A Mexican man who spoke with reporters about his longtime girlfriend's immigration arrest has now been detained himself, and he says agents told him it's because he was in the newspaper.


Storm chaser captures extraordinary images

Top Stories - Sun, 12/03/2017 - 15:15

While most people head for cover at the first sign of a storm, this man runs straight toward it. Storm chaser and father of three Mike Olbinski is addicted to photographing extreme weather and regularly takes on tornadoes and supercell thunderstorms in a bid to capture extraordinary images. The photographer, from Phoenix, often travels hundreds of miles a day to reach the eye of a storm. He first became hooked on the unusual hobby almost a decade ago, following the birth of his daughter. (Caters News)


Crissy Teigen Dresses Up Her Baby Bump in Curve-Hugging Gown

Top Stories - Sun, 12/03/2017 - 14:42

Chrissy Teigen’s lovin’ her bun in the oven!


Mitch McConnell Walks Back Roy Moore Criticism

Top Stories - Sun, 12/03/2017 - 14:38

Asked by @GStephanopoulos if he believes Roy Moore should be in the Senate, @SenateMajLdr says, “I’m going to let the people of Alabama make the call.”


Senator: It's time for US military families to leave SKorea

Top Stories - Sun, 12/03/2017 - 14:30

WASHINGTON (AP) — Sen. Lindsey Graham said Sunday that he believes it's time to start moving the families of American military personnel out of South Korea as North Korea pushes the U.S. closer to a military conflict.


Trump's Labor Law Enforcer Freezes Worker-Friendly Reforms Made Under Obama

Top Stories - Sun, 12/03/2017 - 14:09

During the Barack Obama years, the National Labor Relations Board took a broad view of worker rights, expanding protections for employees who try to join a union or come together to improve their working conditions.


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